买房，真的稳赚不赔吗？

Core Insights - The notion that buying a house is a guaranteed profit is a myth, as the real estate market has changed significantly since the rapid growth of previous decades [1][4] - Current market conditions show high inventory levels in some third and fourth-tier cities, with house prices stagnating or declining for several years, while mortgage rates are rising faster than wage growth [1][3] - Hidden costs associated with homeownership, such as renovation, property management, taxes, and maintenance, can diminish investment returns, making them potentially lower than inflation [3][4] Investment Considerations - The purpose of purchasing a home should be clarified: whether for profit or for living. Blindly following trends can lead to significant losses [4] - Properties in core cities, good school districts, and prime locations still retain value and have long-term appreciation potential [5] - For investment properties, precise assessment of the area, supply, and population movement is crucial to avoid being trapped in a poor investment [5]