Ren Min Ri Bao Hai Wai Ban·2025-09-23 04:00Group 1 - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world, with stock and bond market sizes ranking second globally [1] - During the "14th Five-Year Plan" period, the average annual growth rate of loans to technology-based SMEs, inclusive finance for small and micro enterprises, and green loans exceeded 20% [2] - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy over the past five years, with the insurance industry paying out 9 trillion yuan, a 61.7% increase compared to the "13th Five-Year Plan" period [2] Group 2 - The banking and insurance sectors have shown improvement in key regulatory indicators such as non-performing loans, capital adequacy, and solvency, all remaining within a "healthy range" [3] - The total scale of capital and provisions to resist risks in the industry exceeded 50 trillion yuan, with a more than 40% increase in the disposal of non-performing assets compared to the "13th Five-Year Plan" [3] - The number of financing platforms decreased by over 60% and the scale of financial debt dropped by over 50% compared to the beginning of 2023 [3] Group 3 - Financial resources have been optimized to support high-quality economic development, with infrastructure loan balances reaching 54.5 trillion yuan, a 62% increase compared to the end of the "13th Five-Year Plan" [4] - The total financing through stock and bond markets reached 57.5 trillion yuan over the past five years, with the proportion of direct financing increasing by 2.8 percentage points to 31.6% [5] - The foreign exchange bureau has facilitated over 5.6 billion transactions related to cross-border e-commerce since the beginning of the "14th Five-Year Plan," enhancing the efficiency of trade foreign exchange receipts and payments [5]