央行公布最新房贷利率

Group 1 - The People's Bank of China announced the latest loan market quotation rates (LPR) on September 22, 2025, with the 1-year LPR set at 3.0% and the 5-year LPR at 3.5% [1] - The LPR has remained unchanged for four consecutive months since a 10 basis points reduction in May [2] - The recent Federal Reserve meeting resulted in a 25 basis points interest rate cut, marking the first rate cut of the year, which may influence global central banks to consider similar actions [2][3] Group 2 - Despite the low benchmark interest rates in China, there is still some room for monetary easing, although the central bank's capacity for further rate cuts is limited [3]