余额宝12年来首次降费，即日生效

Core Points - Tianhong Fund announced a reduction in the custody fee for its Tianhong Yu'ebao money market fund from an annual rate of 0.08% to 0.07%, effective September 23 [1] - This marks the first fee reduction for the fund since its establishment 12 years ago, as it was originally set at 0.08% when launched in May 2013 [1] - The fund was renamed from Tianhong Zenglibao to Tianhong Yu'ebao in 2015, with management and sales service fees remaining at 0.3% and 0.25% respectively [1]