跨境资金“高速路” 海南EF账户结算超千亿｜活力中国调研行

Core Viewpoint - The establishment of the multi-functional EF account in Hainan Free Trade Port is a significant step towards facilitating cross-border capital flow and enhancing the operational efficiency of multinational enterprises [1][3]. Group 1: EF Account Overview - The EF account is a unified onshore and offshore currency account system designed to streamline cross-border fund transfers for various entities, including domestic institutions, foreign institutions, foreign individuals, and financial institutions [1][3]. - The EF account allows for efficient fund transfers between domestic and foreign accounts, significantly improving the ease of cross-border trade and investment for enterprises [1][3]. Group 2: Applications and Benefits - The EF account supports a wide range of applications, including cross-border trade settlement, foreign exchange transactions, loans, trade financing, and foreign investment, thereby expanding its utility in international markets [3][4]. - Enterprises can choose between onshore and offshore exchange rates for transactions, which helps in managing exchange rate risks and reducing financial costs [3][5]. Group 3: Impact on Enterprises - Companies have reported a significant increase in the efficiency of cross-border transactions, with processing times reduced from 1-2 days to just 2-3 hours [4]. - The volume of cross-border settlement business for some companies has doubled year-on-year, with specific transactions reaching up to 820 million USD [5]. Group 4: Future Prospects - The EF account is expected to provide robust financial support for the higher level of openness in Hainan Free Trade Port post-closure, with ongoing adjustments to policies and rules to meet the diverse financial needs of enterprises [5].