金融部门支持房地产，有哪些新进展？

Group 1: Core Insights - The Chinese government is actively working to stabilize the real estate market and mitigate risks associated with local debts, with over 1.6 trillion yuan allocated for supportive housing projects [1] - The People's Bank of China (PBOC) is implementing policies to reduce mortgage rates, which is expected to save over 300 billion yuan in interest payments for more than 50 million households annually [1][4] - The financial support for affordable housing has significantly increased, with rental housing loans growing at an annual rate of 52% [1][7] Group 2: Monetary Policy - China's monetary policy remains supportive and moderately loose, aimed at creating a favorable financial environment for economic recovery and market stability [2][4] - The PBOC plans to utilize various monetary policy tools to ensure ample liquidity and lower overall financing costs, thereby boosting consumption and effective investment [3][4] - The comparison of interest rate cuts between the Federal Reserve and the PBOC indicates a focus on domestic economic conditions, with expectations for potential future rate cuts in China [4][5] Group 3: Financial Achievements - The establishment of a financing coordination mechanism for urban real estate has led to over 7 trillion yuan in loans for "white list" projects, supporting nearly 20 million housing units [1][7] - The financial sector's efforts during the "14th Five-Year Plan" have been pivotal in stabilizing the real estate market and ensuring the delivery of housing projects [1][7]