“保险+期货”把好“丰”景印在农户笑脸上

Core Viewpoint - The integration of finance and agriculture through the "insurance + futures" model has significantly improved farmers' income stability, transforming the agricultural landscape and providing a safety net against price fluctuations [1][2][4]. Group 1: "Insurance + Futures" Model Implementation - The "insurance + futures" model was first introduced in 2016 and has been successfully implemented for ten years, significantly benefiting farmers by stabilizing their income [1][2]. - In 2023, the red date project in Makeyti County became the largest single variety "insurance + futures" project supported by Zhengzhou Commodity Exchange, covering 136,400 tons of red dates with an insured value of 1.657 billion yuan [2][3]. - The project has benefited over 19,400 households, providing insurance claims of over 15.5 million yuan, equating to 380 yuan per ton [2][3]. Group 2: Financial Stability and Risk Management - The introduction of the "insurance + futures" model has allowed farmers to lock in sales prices and gain additional profits through a "secondary pricing + order purchase" model, resulting in an extra income of approximately 107.6 yuan per ton [3]. - The model has created a positive cycle of financial support, industrial upgrading, and stable income growth for farmers, demonstrating the effectiveness of the "insurance + futures" approach [3][5]. Group 3: Broader Impact on Agriculture - The "insurance + futures" model has enhanced farmers' risk management capabilities, allowing them to better plan production and adopt modern agricultural techniques despite market volatility [5][6]. - The model has transformed traditional subsidies into more efficient risk protection mechanisms, improving the utilization of financial resources and fiscal funds [5][6]. Group 4: Future Prospects - The continued optimization and innovation of the "insurance + futures" model, along with the introduction of more agricultural futures and options, are expected to further invigorate the agricultural sector [6]. - Companies like Shenyin Wanguo Futures are committed to expanding the model and integrating social resources to enhance financial support for rural revitalization [6].