九部门：支持银行业金融机构开展知识产权质押融资内部评估试点

Core Points - The Ministry of Commerce, along with eight other departments, issued policies to promote service exports [1] Group 1: Financial Support for Service Trade - Banks are encouraged to expand the financing functions of insurance policies and optimize business processing [1] - Continuous promotion of service trade settlement facilitation, guiding banks to optimize cross-border fund payment procedures for compliant enterprises [1] - For small and frequent service trade transactions between long-term cooperating domestic and foreign enterprises, banks are encouraged to enhance review methods to improve fund settlement efficiency [1] Group 2: Intellectual Property Financing - Accelerating the construction of intellectual property value assessment and transaction circulation systems, and improving information platforms for IP transactions and pledge registration [1] - Encouraging banks to strengthen cooperation with third-party asset assessment institutions to enhance IP value assessment capabilities [1] - Optimizing the intellectual property pledge financing service system, supporting banks in conducting internal assessments for IP pledge financing pilot projects, and promoting paperless processing for patent pledge registration [1] - Supporting banks in providing loans for the research and development of intangible assets like patents, allowing flexible arrangements based on business characteristics and operational models to meet diverse needs for patent R&D and conversion [1]