八部门：引导银行、支付机构和清算机构加强合作，提升移动支付友好度和便利性

Core Insights - The Ministry of Commerce and eight other departments jointly issued guidelines to promote digital consumption and enhance the quality of life in the digital age [1] Group 1: Payment Convenience - The guidelines emphasize the need to improve the convenience of payment systems [1] - Key locations will be encouraged to conduct domestic payment promotional activities [1] - There is a push to accelerate the interconnectivity between domestic clearing institutions and international payment platforms [1] Group 2: Digital Currency Expansion - The expansion of digital RMB acceptance and application scenarios is a priority [1] - The advantages of digital RMB, including intelligent and digital services, will be leveraged to enhance payment convenience [1] - The focus will also be on providing accessible and age-friendly services to improve digital consumption [1] Group 3: Collaboration and Inclusivity - Banks, payment institutions, and clearing agencies are encouraged to strengthen collaboration [1] - Services will be tailored to meet the needs of elderly individuals and foreign visitors in China [1] - Continuous optimization of the mobile payment experience is highlighted as a key objective [1]