2 1 Shi Ji Jing Ji Bao Dao·2025-09-24 11:39Core Insights - The article discusses the launch of the "Yun Tong Guan Zhang" payment and settlement service by the Bank of Communications, aimed at enhancing financial support for the real economy and facilitating enterprise transformation in Hubei province [1][3]. Group 1: Service Overview - "Yun Tong Guan Zhang" service addresses key pain points for enterprises, such as complex settlement tools, low reconciliation efficiency, and difficult fund supervision, by providing three core capabilities: smart and convenient payment and settlement, precise and efficient reconciliation, and secure and visible fund supervision [4]. - The service focuses on four major ecological scenarios: real economy, livelihood services, platform economy, and park economy, effectively responding to the customized and agile financial needs of enterprises in the new economy and new business formats [4]. Group 2: Technological Integration - The service emphasizes the integration of scenarios, customers, accounts, and funds to build a data-driven management system for enterprise financial and operational integration, supporting refined operations and strategic decision-making [4]. - The article highlights the shift of the Bank of Communications from a traditional settlement service provider to a "scene ecological enabler" that deeply engages in business scenarios and drives value creation [4]. Group 3: Collaborative Partnerships - During the event, the Bank of Communications awarded titles to 15 enterprises as "Technology Navigation Strategic Partners" and 12 enterprises as "Yun Tong Treasury Strategic Partners," indicating a new paradigm of cooperation between banks and enterprises [5]. - The article mentions that the Bank of Communications has established treasury business cooperation with 91 central enterprises and their subsidiaries, achieving a coverage rate of 91% among central enterprises [6]. Group 4: Financial Innovation - The Bank of Communications has launched a series of innovative service models and products driven by financial technology, such as the "Knowledge Value Credit Loan," which quantifies intangible assets like patents and R&D investments into credit [7]. - As of the end of August, the bank has disbursed 3.3 billion yuan to support nearly 1,000 technology enterprises in Hubei province [7].