季末高息大额存单闪现,2%大额存单一上架秒没
2 1 Shi Ji Jing Ji Bao Dao·2025-09-24 11:58
Group 1 - Recent announcements from several banks regarding large-denomination certificates of deposit (CDs) with interest rates exceeding 2% have sparked significant market demand [1] - The appeal of low-risk, high-interest products has increased, especially as the annual interest rates for large-denomination CDs from major state-owned and joint-stock banks have generally entered the "1" range [1] - Private banks are leading the trend of high-interest customer acquisition, with some large-denomination CDs maintaining rates above 2%, such as SuShang Bank's 2-year and 3-year products with rates of 2.1% and 2.3% respectively [1] Group 2 - Many banks have recently "shelved" their 3-year and 5-year large-denomination CD products [2]