豪宅租金不及月供零头！宁波网友感慨如今租房比买房更“香”

Core Viewpoint - The perception of real estate as a guaranteed investment is shifting, with many questioning whether buying or renting is more advantageous in the current market [1]. Group 1: Rental vs. Purchase Analysis - A user highlighted that renting in Ningbo appears more appealing than buying, particularly for luxury apartments [1]. - Examples of high-priced luxury apartments, such as Lan Garden and Fengqi Chaoming, have selling prices around 7 to 10 million [3]. - A financial comparison showed that investing 8 million in a bank at a 2.5% annual interest rate yields a monthly income of 20,000, which exceeds the rental cost of 5,000 for Fengqi Chaoming, while maintaining the principal [7]. Group 2: Market Sentiment - Some users believe that real estate has become a consumer product, depreciating immediately after purchase, similar to cars [7]. - There are opinions suggesting that current rental-to-price ratios indicate that property prices have not yet reached their lowest point [8]. - A perspective was shared that individuals who can afford luxury rentals are unlikely to leave 8 million in a bank for interest [9]. Group 3: Stability Considerations - Concerns were raised about the stability of renting, with some users noting that renting offers less residential stability compared to owning, although it may be acceptable for those who do not move frequently [10].