一个70后房奴，还着房贷，看着房价腰斩，心里难受啊！

Core Viewpoint - The narrative highlights the struggles of individuals from the 70s generation in China, particularly focusing on the challenges faced in the housing market and the emotional toll of being a "mortgage slave" amidst rising property prices and subsequent declines in value [1][10]. Group 1: Housing Market Experience - The protagonist, Mr. Zheng, reflects on the difficulties faced during his youth, including missing out on state job allocations and experiencing economic downturns, which shaped his perspective on financial stability [1]. - In 2015, motivated by the skyrocketing housing prices, Mr. Zheng and his wife decided to purchase a home for their child, despite the financial strain it would impose [3]. - The process of securing a home involved intense competition, with long hours spent waiting in line to participate in lotteries for purchasing opportunities [3]. Group 2: Financial Burden - After successfully obtaining a purchase opportunity, Mr. Zheng faced the daunting reality of high property prices, leading to significant financial stress with a mortgage exceeding one million yuan [5]. - Monthly mortgage payments of over 8,000 yuan severely impacted the family's quality of life, forcing them to cut back on expenses and forgo leisure activities [7]. - The emotional and physical toll of financial strain is evident, with Mr. Zheng experiencing health issues as a result of the stress associated with mortgage payments [7]. Group 3: Market Decline and Emotional Impact - Despite eventually receiving the keys to their new home in 2019, the family faced a declining housing market, resulting in a significant loss in property value [8]. - The realization that years of hard work and financial sacrifice had led to a devalued asset left Mr. Zheng and his family feeling despondent and regretful [8]. - The sentiment of being a "mortgage slave" resonates with many individuals from various generations who have faced similar housing market challenges [10][12].