银华基金：深化养老金融布局 助力养老产业高质量发展

Core Viewpoint - The article discusses the launch of a series of activities aimed at promoting the high-quality development of public funds in Beijing, emphasizing the importance of pension fund management in the context of an aging population and national financial strategies [1][2]. Group 1: Industry Initiatives - The Beijing Securities Regulatory Bureau, along with the Beijing Securities Association and various financial institutions, initiated the "Beijing Public Fund High-Quality Development Series Activities" to enhance the public fund sector [1]. - The 2023 Central Financial Work Conference highlighted the need for high-quality financial development, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1]. Group 2: Company Actions - Yin Hua Fund has proactively engaged in personal pension business, aligning with national strategies to support a multi-pillar pension insurance system [1]. - The company has established a dedicated team to oversee the planning and implementation of personal pension services, aiming to provide long-term and stable investment options for retirees [2]. Group 3: Product and Service Innovations - Yin Hua Fund has launched pension-targeted funds with Y-class shares, catering to diverse age groups and risk preferences in pension investments [2]. - The company has pioneered a B2C model for personal pensions, collaborating with major state-owned enterprises to offer a "one-stop" service for pension investments [2]. - Yin Hua Fund is the first fund company to integrate into the electronic social security card's personal pension product purchase section, facilitating easier access for residents [2]. Group 4: Future Outlook - Yin Hua Fund plans to strengthen its research and investment capabilities, enhance cross-cycle asset allocation, and build a skilled workforce in pension management to contribute to the high-quality development of the pension system [2].