短短几分钟,AI轻松通过了CFA三级考试
Hua Er Jie Jian Wen·2025-09-25 03:35

Core Insights - Recent research indicates that multiple AI models can pass the prestigious CFA Level III exam in just a few minutes, a feat that typically requires humans several years and around 1000 hours of study [1] Group 1: AI Model Performance - A total of 23 large language models were tested, with advanced reasoning models like o4-mini, Gemini 2.5 Pro, and Claude Opus successfully passing the CFA Level III mock exam [1][3] - The Gemini 2.5 Pro model achieved the highest score of 3.44 in essay grading and ranked first overall with a score of 2.1 [4] - The domestic KIMI K2 model excelled in multiple-choice questions with a correct rate of 78.3%, outperforming Google's Gemini 2.5 Pro and GPT-5 [5] Group 2: Technological Advancements - The study highlighted that AI models have overcome previous barriers in the CFA Level III exam, particularly in essay questions, due to rapid advancements in AI technology [3] - The use of "chain-of-thought prompting" techniques has significantly improved the performance of these models in handling complex financial problems [2][3] Group 3: Evaluation Strategies - The research employed three prompting strategies: zero-shot, self-consistency, and self-discovery, with the self-consistency strategy achieving the best performance score of 73.4% [7] Group 4: Cost and Efficiency - In a cost-effectiveness analysis, the Llama 3.1 8B Instant model received the best cost efficiency score of 5468, while Palmyra Fin was noted as the fastest model with an average response time of 0.3 seconds [8] Group 5: Limitations of AI - Despite the impressive performance of AI in standardized testing, industry experts caution that AI cannot fully replace human financial professionals due to limitations in understanding context and intent, which remain human advantages [11]