懂代码不懂金融，懂金融不会建模：应届生秋招如何破局？

Group 1 - Financial technology positions are once again the focus of the job market for the 2025 autumn recruitment season, with banks, brokerages, insurance companies, and internet financial institutions actively hiring, but facing structural contradictions in supply and demand [1] - Major state-owned banks are prioritizing financial technology recruitment, with positions such as "Artificial Intelligence+" at Industrial and Commercial Bank of China and a plan to hire 491 for technology roles at Agricultural Bank of China, emphasizing a need for candidates with a dual background in finance and computer science [2][3] - Salaries in the banking sector show a "steady premium," with average annual salaries for technology positions in state-owned banks ranging from 250,000 to 350,000 yuan, while internet financial institutions offer higher compensation [2] Group 2 - Brokerages are intensifying their focus on quantitative and AI roles, with firms like GF Securities expanding recruitment by 30% for quantitative positions, but facing a shortage of qualified candidates [3] - The insurance industry is urgently seeking talent for its digital transformation, with China Life offering 127 financial technology positions, a 50% increase in demand for roles like intelligent underwriting and image recognition engineers [4] - Internet financial companies are emerging as winners in the talent competition, with positions at Ant Group and Tencent offering annual salaries between 500,000 and 800,000 yuan, but facing high competition and turnover rates [4][5] Group 3 - A significant mismatch exists in the job market, with 66.4% of financial institutions urgently needing AI talent, yet 84.2% cite a lack of relevant work experience as a major hiring challenge [6] - The recruitment landscape is polarized, with top firms offering salaries in the millions while smaller institutions struggle to attract suitable candidates, leading to a cycle of "unable to hire/unable to retain" [7] - The CGFT certification program launched in Shanghai aims to bridge the skills gap, with over 40,000 trained and 2,000 certified, but practical project experience remains crucial for hiring [8][9] Group 4 - The demand for compliance technology and cross-border financial roles is increasing, with positions for data compliance engineers at WeBank seeing an 80% year-on-year growth [5][9] - The financial technology talent standard is evolving from "programmers" to "financial algorithm engineers," with a growing need for professionals who can apply technical skills in real-world financial scenarios [9][12] - Companies are actively working to bridge the supply-demand gap by implementing joint training programs and adjusting educational curricula to better prepare graduates for the job market [11][12]