Summary of Key Points Core Viewpoint - The People's Bank of China (PBOC) has maintained the Loan Prime Rate (LPR) for both the 1-year and 5-year terms at 3.0% and 3.5% respectively as of September 22, 2025, indicating a stable monetary policy environment [2]. Historical LPR Changes - The 1-year LPR has seen a gradual decline from 3.70% in January 2022 to 3.00% in September 2025, reflecting a total decrease of 70 basis points over this period [2][3]. - The 5-year LPR has also decreased from 4.60% in January 2022 to 3.50% in September 2025, marking a reduction of 110 basis points [2][3]. Recent Adjustments - The only adjustment to the LPR in 2025 occurred on May 20, when the 1-year LPR was lowered by 10 basis points from 3.10% to 3.00% [3]. Market Expectations - Following the recent interest rate cuts by the Federal Reserve, industry experts anticipate that China may follow suit with potential reductions in reserve requirements or interest rates, suggesting a forthcoming wave of economic benefits [4].
9月最新LPR公布！
Sou Hu Cai Jing·2025-09-25 09:36