散户福音？美股日内交易门槛或迎重大松绑

Core Viewpoint - The U.S. regulatory body is planning to eliminate the controversial requirement that active retail traders must maintain a minimum balance of $25,000 in their accounts to engage in frequent day trading, making it easier for smaller accounts to participate in day trading [2][3]. Group 1: Regulatory Changes - The Financial Industry Regulatory Authority (FINRA) has approved a proposal to replace the existing day trading rule with a new "Day Trading Margin Rule," which will allow day trading based on the margin requirements of positions held on the same day rather than a fixed minimum account balance [2][3]. - The current rule, established in 2001 during the internet bubble, was designed to protect inexperienced investors from excessive risk in volatile internet stocks [2][4]. Group 2: Impact on Retail Traders - The proposed changes reflect significant shifts in technology and market access for retail traders since the original rule was implemented [3]. - Day trading, as defined by FINRA, involves buying and selling the same security within the same day in a margin account, with the aim of profiting from small price fluctuations [3]. Group 3: Future Implications - If approved, this reform would represent the most significant change to trading rules since 2001, aimed at enhancing regulatory effectiveness and efficiency while helping member firms better serve investors [4].