SIASUN(SZ:300024) Sou Hu Cai Jing·2025-09-25 10:45Core Insights - A significant trend is emerging where at least 10% of retail investors are utilizing ChatGPT for stock selection as it approaches its third anniversary, indicating a growing reliance on AI tools in investment strategies [1] - The smart investment advisory market is experiencing rapid growth, with revenues projected to increase from $61.75 billion last year to $470.91 billion by 2029, representing a growth rate of approximately 600% [3] - A survey by eToro reveals that about half of retail investors are willing to use AI tools like ChatGPT for stock selection or portfolio adjustments, with 13% already employing these tools [4] Industry Growth - The smart investment advisory market includes all companies providing automated, algorithm-driven financial advice, encompassing fintech firms, banks, and wealth management institutions [3] - The increasing use of AI tools for stock selection is democratizing access to investment analysis, which was previously dominated by large banks and institutional investors [3] User Experience and Challenges - Users like Jeremy Leung, a former UBS analyst, report that even basic tools like ChatGPT can replicate many of their previous workflows, although they caution that these tools may miss critical analyses due to limitations in accessing premium data [3][6] - The use of AI for stock selection requires a certain level of financial knowledge, and users have noted that the quality of responses improves with more detailed prompts [9] Performance Metrics - A stock portfolio selected by ChatGPT, based on criteria such as debt levels and growth potential, has seen a nearly 55% increase, outperforming the average gain of 19% from ten popular UK funds [7] Market Context - The U.S. stock market is currently near historical highs, with indices like the STOXX 600 and S&P 500 showing significant gains this year, which may influence retail investors' reliance on AI tools for investment decisions [9]