华兴银行推出供应链金融新模式助企业高效融资

Group 1 - Guangdong Huaxing Bank focuses on upstream customers of core enterprises in the supply chain, launching the online supply chain financial product "Xingfu Loan" which allows suppliers to apply for factoring financing based on the credit limit approved by the bank for core enterprises [1] - "Xingfu Loan" helps enterprises conduct core business such as raw material procurement without occupying a large amount of self-owned funds, effectively reducing financing costs and improving capital utilization efficiency [3] - Since April this year, Huaxing Bank's Zhaoqing branch has precisely connected the financing needs of 19 small and micro enterprises in the supply chain of a biotechnology company, providing convenient and efficient financing channels with an average loan amount of 2.6 million yuan per enterprise [3] Group 2 - In the future, Huaxing Bank's Zhaoqing branch will continue to deepen the "1+N" supply chain financial scenario construction, focusing on key areas such as manufacturing, private economy, green industry, and agriculture, optimizing financial service models and innovating financial products [4] - The bank aims to provide efficient, high-quality, and in-depth financial support for more small and micro enterprises in Zhaoqing, contributing to the high-quality development of the local economy [4]