好消息落地，宁夏公布2025年养老金计发基数，二次核算将开始

Core Points - The pension calculation base for 2025 in Ningxia has been set at 8,366 yuan per month, which is an increase from the 2024 base of 8,202 yuan, reflecting a 2% rise [1][3][11] - The increase in the pension calculation base is considered a positive development for new retirees in 2025, as it allows for a recalculation and potential back payment of underpaid pensions [1][3] - The growth rate of the pension calculation base has slowed compared to the previous year, where the increase was 3.13%, indicating a more moderate adjustment this year [3][5] Pension Calculation and Adjustments - The pension calculation base for 2024 was 8,202 yuan, and the increase to 8,366 yuan for 2025 represents a rise of 164 yuan, which is lower than the previous year's increase of 249 yuan [3][5] - The social security department emphasizes the importance of ensuring that retirees receive adequate pension benefits, even amidst slower wage growth and pension increase rates [3][5] - For retirees receiving provisional pensions, the recalculation process will typically result in a higher final pension amount than the provisional payment, leading to back payments [5][7] Individual Pension Impact - An example calculation shows that a retiree with 26 years of service and a contribution index of 1.2 would see a monthly back payment of approximately 63.96 yuan due to the increase in the pension calculation base [7] - The total back payment for this individual, assuming recalculation occurs in October, would amount to 575.64 yuan for nine months [7] - Individual pension adjustments will vary based on personal retirement circumstances, necessitating specific calculations for each retiree [7] Social Insurance Contribution Base - The social insurance contribution base for urban employees in Ningxia for 2025 is set at 8,258 yuan per month, with a lower limit of 4,955 yuan and an upper limit of 24,774 yuan [9][10] - Self-employed individuals can choose their pension contribution base within the specified limits, allowing for flexibility in payment schedules [9][10]