digihuman(BJ:835670) Sou Hu Cai Jing·2025-09-26 07:23Core Insights - The Digital Renminbi International Operation Center officially commenced operations in Shanghai on September 24, marking a new phase in the internationalization of the Renminbi driven by technology [1][4] - The center features three platforms: cross-border digital payment, blockchain services, and digital asset trading, aimed at providing efficient and compliant solutions for global cross-border finance [1][3] Group 1: Cross-Border Digital Payment - The cross-border digital payment platform integrates with Hong Kong's rapid payment system, reducing the traditional SWIFT settlement period from 3-5 days to minutes, with a pilot by Bank of Communications showing over 60% reduction in corporate settlement costs [3] - The platform achieves a breakthrough in "one-point access, global reach" [3] Group 2: Blockchain Services - The blockchain services platform addresses cross-chain collaboration challenges and has partnered with multiple central bank digital currency bridges, completing a 68 million yuan supply chain payment in seconds, enhancing the efficiency of fund and trade flow [3] Group 3: Digital Asset Trading - The digital asset platform is the first compliant pilot in China, supporting over 20 types of assets for on-chain trading, with the first test settlement efficiency improved by 50% and a suspicious transaction identification rate of 99.7% due to built-in anti-money laundering algorithms [3] Group 4: Regulatory and Technological Innovations - The center adheres to three principles: "no loss, compliance, interoperability," utilizing smart contracts for automated transaction verification, mitigating risks like double pledging, and promoting regulatory recognition with countries like Singapore and the UAE [3] - Examples such as the issuance of 500 million yuan green bonds in Shanghai Free Trade Zone and cross-border remittances in Chongqing demonstrate the empowering value of the "technology + regulation" model in the real economy, with financing efficiency in Shenzhen's cross-border supply chain increasing by 70% and Suzhou's currency bridge transactions growing over 40 times annually [3] Group 5: Global and Local Impact - The integration of 217 domestic and foreign institutions and coverage of 32 countries along the Belt and Road enhances Shanghai's infrastructure advantage as an international financial center [4] - China's proposed technical standards have been adopted by the Bank for International Settlements, promoting a diversified evolution of the international monetary system, with the World Bank estimating a potential reduction of over 40% in global cross-border payment costs [4] - The digital renminbi is positioned to inject lasting momentum into high-level openness and the development of the digital economy as it aims to cover 100 countries by the end of 2025 [4]