OppFi: Deep Value In Non‑Prime Lending, With Possible Regulatory Storm Clouds (NYSE:OPFI)

Core Insights - OppFi Inc. is a technology-driven specialty finance company that provides unsecured installment loans to borrowers who lack access to mainstream credit [1] - The company has developed a digital lending platform through partnerships with banks, enhancing its ability to serve its target market [1] Company Overview - OppFi Inc. operates in the specialty finance sector, focusing on unsecured loans [1] - The company targets borrowers who are typically underserved by traditional financial institutions [1] Business Model - The digital lending platform of OppFi is designed to streamline the loan application and approval process, making it more accessible for borrowers [1] - Partnerships with banks are a key component of OppFi's strategy, allowing it to leverage existing financial infrastructure [1]