Oppenheimer Reaffirms Buy on Citigroup (C), Trims Target to $123

Citigroup Inc. (NYSE:C) is one of the best value stocks in Goldman Sachs’ portfolio. On September 23, 2025, Oppenheimer analyst Chris Kotowski reaffirmed a Buy rating on Citigroup, with a price target of $123, slightly trimmed from $124. Kotowski pointed out that the banking sector is entering a period of steady earnings growth, with estimates showing low-teens growth expected in 2026. He supports his view by highlighting major trends that are visible now. First of all, he states that loan growth is impro ...