切勿乱买房！

Group 1 - The core viewpoint is that the real estate market has shifted from a supply-demand imbalance to a situation where supply exceeds demand, making it difficult for prices to rise uniformly across the market [2] - The first consideration for purchasing a property is the target city; first-tier and some strong second-tier cities continue to attract population inflow, suggesting a potential for price stabilization and recovery [2] - The second consideration is the genuine need for housing; while investing in real estate is challenging, those with urgent self-occupancy needs may find opportunities in the current market downturn [3] - The third consideration involves budgeting and future cash flow planning; potential buyers should be cautious about total price and down payment to avoid financial strain from mortgage repayments [3][4] Group 2 - The article emphasizes the importance of not overextending financially when purchasing a home, advising buyers to maintain liquidity for unforeseen circumstances [4] - It warns against the temptation of speculative buying under the guise of self-occupancy needs, highlighting the risk of misjudging one's actual housing requirements [3][4]