Zhong Guo Jing Ying Bao·2025-09-27 10:41Core Insights - Innovation in financial services for Taiwan is a key area of financial reform in the China (Fujian) Pilot Free Trade Zone, with a focus on digital technology to enhance services [1] Group 1: Financial Products and Initiatives - The "Taiwan Youth Entrepreneurship Loan" has been launched in the Fuzhou Free Trade Zone, with the first phase completing assessments and credit preparations for three Taiwanese enterprises, with a maximum credit limit of 500,000 yuan [1] - This loan is part of nine key measures to support Taiwanese youth entrepreneurship, aiming to optimize the business environment for Taiwanese enterprises in Fuzhou [1] - The loan initiative is a collaboration between the Fuzhou Free Trade Zone Management Committee and Qifu Technology, focusing on credit assessment, financial service innovation, and empowering Taiwanese youth entrepreneurship [1] Group 2: Technology and Data Utilization - Qifu Technology's Chief Risk Officer revealed that the "Taiwan Youth Entrepreneurship Loan" was developed based on research into the unique financing needs of Taiwanese youth, utilizing a self-developed "Small and Micro Enterprise Credit Assessment Intelligent System" [2] - The credit assessment integrates traditional data such as business operations and tax payments with unique local data, enabling precise credit profiling for Taiwanese enterprises [2] - The initiative reflects a growing consensus among Taiwanese entrepreneurs that "doing foreign trade means finding free trade," highlighting Fujian's role as a primary destination for Taiwanese enterprises [2] Group 3: Training and Collaboration - In addition to the loan, Qifu Technology has initiated a "Dual-Track Entrepreneurship Empowerment Program," which includes establishing a training base for Taiwanese youth focused on AI risk control and digital finance [2] - The program also aims to create a "Fujian-Taiwan Financial Technology Innovation Alliance" to connect Taiwanese entrepreneurs with industry resources and accelerate the transformation of innovative results [2]