假期“钱生钱” 按日型理财、通知存款、国债逆回购操作攻略

Group 1 - The upcoming National Day and Mid-Autumn Festival holiday will see the A-share market closed from October 1 to October 8, with trading resuming on October 9 [1] - Investors are advised to consider daily interest-bearing financial products, notice deposits, and government bond reverse repos for holiday investment strategies [1][3] - Daily interest products offer lower yields of approximately 1.5% to 1.6%, but are still preferable to regular savings accounts [1] Group 2 - The government bond reverse repo is likened to a short-term loan, providing fixed interest with government bonds as collateral, making it a low-risk investment option [4] - The timing of operations for reverse repos is crucial, with specific dates offering varying interest benefits during the holiday period [4][6] - On September 25, the weighted average interest rates for reverse repos were reported at 1.5730% for 1-day, 1.5620% for 2-day, and 1.6038% for 3-day, indicating a slight decline in rates [6] Group 3 - Many fund companies are implementing purchase restrictions on fixed-income products ahead of the holiday, with 75 funds having announced such limits [9][10] - The restrictions aim to protect existing fund holders' interests and maintain stability in fund operations during the holiday [10] - The recent regulatory changes regarding fund fees may impact the performance of bond funds, particularly short-term bond funds, affecting their attractiveness for liquidity management [11]