广州公积金新政亮点速览！保障房首付、电梯更新均可提取

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center and other relevant authorities have announced a new policy to optimize housing provident fund withdrawal regulations, effective from September 28, 2025, aimed at meeting citizens' housing needs and promoting housing consumption [1][15]. Group 1: Expanded Withdrawal Scope - The range of properties eligible for provident fund withdrawal for down payments has been expanded from "pre-sale commercial housing" to include "existing commercial housing, stock commercial housing, allocated affordable housing, and shared ownership housing," covering all types of home purchases [1][15]. - The application process has been simplified, allowing buyers to submit a single set of documents at any service point of the Guangzhou Housing Provident Fund Management Center after signing the purchase contract and opening a bank escrow account [1][4]. - Withdrawals for down payments do not affect the ability to apply for housing provident fund loans, as the withdrawn amount will still be included in the loan calculation [1][14]. Group 2: Elevator Renovation Withdrawal - The policy now allows for the withdrawal of housing provident funds for the renovation of old elevators, in addition to the existing provision for adding elevators to existing residential buildings [2][16]. - Homeowners can withdraw funds after the completion of the renovation, with the total withdrawal not exceeding the actual costs incurred [2][16]. - This initiative aims to better meet residents' needs for improved housing conditions and enhance safety in older residential areas [2].