广州住房公积金新规：可用于支付二手房、配售型保障房等首付款

Core Viewpoint - The Guangzhou Housing Provident Fund Management Center has announced an optimization of the housing provident fund withdrawal policy, allowing for broader usage in purchasing both new and second-hand homes, as well as for home renovation costs related to old elevator upgrades. Group 1: Policy Changes - The new policy allows contributors and their spouses to withdraw housing provident funds for down payments on newly built homes, existing homes, and shared ownership housing within the administrative region of Guangzhou [1] - Contributors can also use the funds for costs associated with upgrading old elevators in residential properties they own [1] Group 2: Market Impact - The policy significantly expands the scope of fund usage, particularly aimed at stimulating the second-hand housing market, which has seen a rise in listings but a slowdown in transactions, leading to downward pressure on prices [1] - The introduction of this policy is expected to alleviate the financial burden of down payments for second-hand homes, potentially accelerating transaction volumes in this segment and sending a positive signal to the market [1]