金条降价，黄金跌价，25年9月28日，各大银行黄金金条最新价格

Core Insights - The gold price has surged to record levels, driven by optimistic institutional forecasts and macroeconomic factors, indicating potential investment opportunities in the precious metals market [1][26][30]. Domestic Retail Market - Domestic gold retail prices show significant differentiation, with international gold spot prices at $3,761.9 per ounce, approximately ¥859.5 per gram. Major brands like Caibai and Lao Fengxiang set prices at ¥1,058 and ¥1,108 per gram respectively, reflecting competitive pricing strategies [2][3]. - The lowest price recorded was at Sun Gold Store, priced at ¥969 per gram [3]. International Market Dynamics - The international precious metals market experienced volatility on September 28, with gold prices declining to ¥3,311.86 per gram, a decrease of 1.27%. In contrast, platinum and palladium prices saw significant increases, with platinum rising by 3.03% to ¥1,176.76 per gram and palladium soaring by 5.36% to ¥1,065.20 per gram [4]. Bank Paper Precious Metals Pricing - Various banks exhibited differing price trends for paper precious metals. For instance, Industrial and Commercial Bank of China (ICBC) reported a paper gold price of ¥863.71 per gram, up by 0.84%, while China Construction Bank's price fell by 0.51% to ¥862.66 per gram [6][7][8]. Coin Series Pricing - The 2025 Panda gold coin series pricing was detailed, with the complete set priced at ¥52,119. Individual coins ranged from ¥1,170 for a 1-gram coin to ¥480,000 for a 1-kilogram commemorative coin [14][15][22]. Price Outlook and Institutional Predictions - The gold price has seen an unprecedented rise, with a cumulative increase of over 8.5% since September, and a year-to-date increase of 38%, outperforming major global stock indices and bond yields [26]. - Key factors supporting the gold price surge include expectations of Federal Reserve interest rate cuts, concerns over economic stagflation, geopolitical risks, and increased central bank gold purchases [27][28][29]. - Institutions like JPMorgan and Goldman Sachs maintain optimistic forecasts, predicting gold prices could exceed $4,000 per ounce in the near future, with potential spikes to $5,000 per ounce under certain conditions [30].