广州扩大公积金使用范围 可用于一手现房二手房首付

Core Points - The Guangzhou Housing Provident Fund Management Center and other authorities have released a new policy to optimize the housing provident fund withdrawal process, effective immediately [1][2] - The policy aims to support diverse housing consumption needs, alleviate financial pressure for homebuyers, and promote the renovation of old residential communities [1] Summary by Sections Housing Fund Withdrawal Policy - The new policy expands the range of housing fund withdrawals, allowing funds to be used for down payments on various types of housing, including existing homes and shared ownership housing, without restrictions on whether it is the first or second home [1] - The simplified process allows buyers to submit a single application with one set of documents at any service point of the Guangzhou Housing Provident Fund Management Center after signing the purchase contract and opening a bank escrow account [1] Support for Renovation - The policy now includes provisions for withdrawing housing funds for the renovation of old elevators, in addition to the existing allowance for adding elevators to existing residential buildings [2] - Homeowners can withdraw funds for their share of renovation costs after project completion, with the total withdrawal not exceeding the actual payment made [2]