乐山商业银行回应33亿骗贷案：追责持续进行，多途径追偿损失

Core Viewpoint - The Sichuan Leshan Commercial Bank is actively addressing a significant loan fraud case involving 3.3 billion yuan, with ongoing accountability measures and legal actions to recover losses [1][2]. Group 1: Case Details - The fraud case, which occurred between 2013 and 2014, involved the bank's former executives colluding with financial intermediaries to illegally issue loans totaling 3.8 billion yuan, of which 3.3 billion yuan was identified as fraudulent [1][2]. - Two former executives were sentenced to 15 and 6 years in prison for their roles in the fraud, while intermediaries received significant sentences as well [2]. - The bank has initiated accountability measures against over ten personnel, including leadership, and is pursuing recovery through various legal channels [2][3]. Group 2: Financial Performance - Despite the fraud incident, the bank's overall financial health remains robust, with a net profit of 597 million yuan in the first half of 2025, a substantial increase from 279 million yuan in the same period last year [4]. - As of June 2025, the bank's total assets reached 215.52 billion yuan, with total liabilities of 198.43 billion yuan, indicating a stable financial position [4]. - The bank's capital adequacy ratios are compliant with regulatory requirements, with a core tier one capital ratio of 9.81% and a total capital ratio of 13.82% [4]. Group 3: Revenue Structure - The bank's revenue for the first half of 2025 was 2.852 billion yuan, up from 2.176 billion yuan year-on-year, reflecting a diversified revenue structure [5]. - Net interest income contributed 2.506 billion yuan, while net fee and commission income reached 139 million yuan, indicating a balanced income profile [5]. - The bank is focusing on enhancing internal controls, risk management, and optimizing its business structure to ensure sustainable growth while addressing historical risks [5].