现金理财收益继续走低 部分产品新增份额万份收益跌宕起伏

Core Insights - The average annualized yield for public cash management products in RMB over the past three months is 1.364%, while USD cash products have an average yield of 3.894%, indicating a yield advantage for USD products [5] - Among the listed products, SuYin Wealth Management has two products in the top rankings, while other institutions like ZhaoYin Wealth Management, BeiYin Wealth Management, and others have one product each [5] Overall Performance - As of September 25, 2025, there are 6,517 RMB public cash management products, with only 39 products yielding over 2%, representing 0.6% of the total [5] - 1,143 products have yields between 1.5% and 2%, while over 80% of the products yield between 1% and 1.5%, totaling 5,298 products [5] Highlighted Product Analysis - The top two products are "QiYuan Cash No. 4 N" and "QiYuan Currency No. 3 G" from SuYin Wealth Management, with yields of 2.89% and 2.78% respectively [6] - The third-ranked product is "ZhaoYin Daily Gold No. 96 A," which has a yield of 2.16% and was launched in Q2 2025 with a fundraising scale of 14.3053 million [6] - "YangGuang BiLeHuo No. 195 I" from GuangDa Wealth Management, launched in Q2 2025, had significant fluctuations in yield, currently at 1.99% [6] - "HuiYin Cash Management Product No. 47-C" has shown considerable yield volatility since its launch, with an average yield of 2.01% over the past three months [10]