湖北武汉出台“汉八条”楼市新政 购买新建商业办公用房可申请落户

Core Viewpoint - Wuhan has introduced eight specific measures, referred to as "Han Eight Measures," to promote stable and healthy development in the real estate market, aiming to boost housing consumption [1][3]. Group 1: Policy Measures - The measures include increasing housing provident fund loan limits and enhancing subsidies for rigid housing demand [3]. - Support for purchasing commercial and office properties has been intensified, allowing individuals to apply for household registration upon purchasing new commercial properties [3][4]. - From October 1, 2025, to June 30, 2026, a 50% subsidy on the actual paid deed tax will be provided for buyers of new commercial and office properties [3][4]. Group 2: Housing Provident Fund Adjustments - The maximum housing provident fund loan limit for dual contributors' families is set at 1.5 million yuan, while for single contributors, it is 1.2 million yuan [4]. - The repayment ability calculation for housing provident fund loans will adjust the repayment ratio from 35% to 40% [4]. - During the specified period, properties currently for sale will not count towards the loan limit for families applying for housing provident fund loans [4]. Group 3: Subsidies for First-Time Homebuyers - From October 1 to December 31, 2025, families purchasing their first new commercial housing in designated areas will receive a loan interest subsidy of 1% of the initial loan amount, capped at 20,000 yuan, distributed over two years [4].