探索产业金融服务新模式，平安银行上海分行协办“AI赋能低空经济”论坛

Core Insights - The forum held on September 23 focused on the integration of AI and the low-altitude economy, highlighting the evolving role of financial institutions in supporting technology-driven industries [1][3] Group 1: Financial Institution's Role - Ping An Bank showcased its tailored financial service system for technology innovation enterprises, covering a range of products from credit loans for startups to cross-border mergers and acquisitions for mature companies [1][3] - The bank's participation signifies a shift from traditional credit providers to active participants in the industrial ecosystem, addressing the financing needs of technology and capital-intensive industries [1][3][4] Group 2: Industry Characteristics and Financial Strategies - Financial institutions need to adjust their service approach to meet the unique characteristics of the low-altitude economy, which is driven by technology and primarily relies on intellectual property and R&D equipment [2][3] - Ping An Bank's strategy includes a comprehensive financial support system throughout the enterprise lifecycle, emphasizing a "pragmatic" attitude, "long-termism," and "open innovation" to adapt to industry needs [2][3] Group 3: Industry Trends and Applications - The low-altitude economy is recognized as a strategic emerging industry, with commercial applications in logistics, inspection, and urban management already in pilot projects, although large-scale implementation faces challenges [3][4] - The integration of AI technology is expected to significantly enhance the intelligence and operational efficiency of low-altitude vehicles, with ongoing improvements in regulatory frameworks and infrastructure investment [2][3] Group 4: Collaborative Ecosystem Development - Ping An Bank aims to strengthen collaboration with government, associations, and research institutions to build an "industry + finance + technology" ecosystem, aligning with national policies supporting the low-altitude economy and AI [3][4] - The evolving role of financial institutions is shifting from passive policy responders to proactive participants in the industrial chain, which may accelerate the maturity of the low-altitude economy [3][4]