金融监管总局：支持评级良好的健康险公司，试点健康保险与人寿保险组合销售

Core Viewpoint - The Financial Regulatory Administration has issued guidelines to promote the high-quality development of health insurance, focusing on innovative strategies and business models tailored to health insurance characteristics [1] Group 1: Development Strategies - The guidelines encourage the exploration of development strategies and business models that align with the unique characteristics of health insurance [1] - Emphasis is placed on deepening health management and integrating medical care with health and wellness services [1] Group 2: Support for Health Insurance Companies - Health insurance companies with good regulatory ratings will be supported in pilot programs to increase the cost-sharing ratio of health management in the net premium of health insurance products [1] - There is a trial initiative for the combined sale of health insurance and life insurance to better meet consumers' comprehensive protection needs [1]