因未按规定使用经备案的条款等，中宏人寿陕西分公司被罚32万元

Group 1 - The core viewpoint of the article highlights that Zhonghong Life Insurance Co., Ltd. Shaanxi Branch was fined for regulatory violations, specifically for not using approved insurance clauses and for engaging in practices that benefited other institutions improperly [1][3] Group 2 - The fine imposed on Zhonghong Life Insurance amounts to 320,000 yuan [1] - The violations included failure to adhere to the prescribed use of filed insurance terms [1] - The company was also penalized for leveraging its insurance business to gain unjust benefits for other entities [1]