Equifax's Q3 2025 Earnings: What to Expect

Core Insights - Equifax Inc. (EFX) is a leading global data, analytics, and technology company with a market cap of $31.5 billion, set to announce its fiscal third-quarter earnings for 2025 on October 15 [1] Earnings Expectations - Analysts anticipate EFX to report a profit of $1.94 per share on a diluted basis, reflecting a 4.9% increase from $1.85 per share in the same quarter last year [2] - For the full year, EPS is expected to be $7.56, up 3.7% from $7.29 in fiscal 2024, with a projected rise to $9.13 in fiscal 2026, representing a 20.8% year-over-year increase [3] Stock Performance - EFX stock has underperformed the S&P 500 Index, which gained 15.6% over the past 52 weeks, with EFX shares down 12.5% during the same period [4] - The stock also lagged behind the Industrial Select Sector SPDR Fund's 13.3% gains in the same timeframe [4] Market Challenges - The underperformance of Equifax is attributed to macroeconomic challenges, including a weak mortgage market due to high interest rates and home prices, reduced hiring, and regulatory issues [5] - Despite maintaining full-year revenue guidance, the company's cautious outlook due to economic uncertainties may have negatively impacted investor sentiment [5] Recent Financial Results - On July 22, EFX shares fell over 8% after reporting Q2 results, with adjusted EPS of $2 exceeding Wall Street expectations of $1.92, and revenue of $1.54 billion surpassing forecasts of $1.51 billion [6] - EFX expects full-year adjusted EPS in the range of $7.33 to $7.63, with revenue projected between $5.97 billion and $6.04 billion [6] Analyst Ratings - Analysts maintain a reasonably bullish consensus on EFX stock, with a "Moderate Buy" rating overall; 11 analysts recommend a "Strong Buy," three suggest a "Moderate Buy," and 10 give a "Hold" [7] - The average analyst price target for EFX is $279.81, indicating a potential upside of 10% from current levels [7]