Equifax (NYSE: EFX) has introduced its innovative Employment Insights solutions tailored specifically for auto dealers. Announced recently, these tools integrate authenticated employment and earnings information from The Work Number database with the company’s standard consumer credit reports.This combination provides lenders with a more comprehensive view of borrowers’ financial stability, helping to expedite the loan approval process while minimizing risks associated with inaccurate self-disclosed details ...

Key Takeaways EFX is set to report 4Q25 results on Feb. 4, with revenues estimated at $1.5B, suggesting 7.8% y/y growth.EFX segments are expected to grow, aided by government revenues, OB3 momentum and a mortgage rebound.EFX EPS is expected at $2.05, implying a 3.3% y/y dip; adjusted EBITDA is likely to rise across key segments.Equifax (EFX) is scheduled to report fourth-quarter 2025 results on Feb. 4, before market open.EFX has a decent earnings surprise history. It has outperformed the Zacks Consensus Est ...

Core Insights - Equifax has launched a new predictive model called Credit Abuse Risk to help lenders combat the rising financial impact of first-party fraud [1] - The model identifies atypical patterns indicative of loan stacking and credit washing, allowing lenders to make informed lending decisions [1] Product Features - Actionable intelligence enables real-time, FCRA-compliant decisions on credit terms, including adverse action reason codes [1] - Comprehensive portfolio protection offers insights across all credit tiers, enhancing risk assessment [1] - Targeted decisioning addresses the lifecycle of fraud without compromising consumer protections [1] - Enhanced insights focus on behavioral indicators to reveal atypical credit activity [1] Strategic Importance - Credit Abuse Risk is part of Equifax's layered fraud defense strategy, complementing existing tools like Synthetic Identity Risk to provide a holistic view of identity legitimacy [1] - The model supports a more confident lending environment, helping to maintain credit availability for consumers [1]

Investors with an interest in Consulting Services stocks have likely encountered both Hackett Group (HCKT) and Equifax (EFX) . But which of these two stocks is more attractive to value investors? We'll need to take a closer look to find out.The best way to find great value stocks is to pair a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system. The Zacks Rank favors stocks with strong earnings estimate revision trends, and our Style Scores highlight companies with spe ...

New Offerings Deliver Key Employment Information Alongside the Equifax Consumer Credit Report to Create a More Complete Financial Picture During Auto Loan Prequalification and Financing Processes Employment Insights for Financing At the financing and deal-closure stage, Employment Insights for Financing helps dealers validate application information and reduce buyback risk. The report combines verified income and employment data with identity validation, so dealers can: For more information about Employment ...

Equifax now offers lenders verified employment and income data along with credit reports.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.This new offering, Income Confirm, integrates data from the company’s The Wor ...

New Offering Delivers Income and Employment Insights from The Work Number® With Equifax Credit Report, Helping Lenders Better Customize Credit Card Offerings for Applicants ® ATLANTA, Jan. 26, 2026 /PRNewswire/ -- Equifax (NYSE:EFX) today announced the launch of Income Confirm, a new product that delivers verified employment and income data from The Work Number® alongside an Equifax Consumer Credit Report. This integration provides lenders with a more comprehensive view of applicant risk and financial capac ...

Equifax has launched a product that uses artificial intelligence (AI) to detect and help prevent synthetic identity fraud.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Synthetic identity fraud, in which fraudster ...

Core Insights - Equifax has launched a new product called Synthetic Identity Risk, which utilizes AI to combat synthetic identity fraud, a growing issue that leads to significant financial losses for lenders [1][4] - Synthetic identity fraud involves the creation of fictitious identities using real and fabricated elements, allowing fraudsters to open credit accounts and loans without detection [2] - The average loss per known synthetic identity is approximately $13,000, highlighting the financial impact on lenders [2] Product Features - Synthetic Identity Risk employs patent-pending technology to analyze identity data, credit history, and behavioral signals to assess the risk of synthetic identity activity [3] - The product can be used both at the account opening stage and as a continuous account management tool to identify hidden risks within a portfolio [3] - This holistic approach enables businesses to make informed, real-time decisions regarding identity verification and fraud prevention [3] Industry Impact - The rise of synthetic identity fraud poses a significant threat to the consumer lending ecosystem, prompting the need for enhanced fraud detection measures [4] - By implementing Synthetic Identity Risk, lenders can transition from reactive loss recovery to proactive fraud prevention, thereby reducing financial losses and fostering trust with legitimate customers [4]

ATLANTA, Jan. 21, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) will announce its financial results for the fourth quarter ended December 31, 2025, in a release to be issued on Wednesday, February 4, at 6:30 a.m. Eastern Time (ET). Equifax will host a conference call at 8:30 a.m. ET on February 4, in which senior management will discuss financial and business results for the quarter. Related presentation materials will be published on investor.equifax.com on February 4 at 6:30 a.m. ET. Conference Call: US/Canad ...