ATLANTA and LONDON, July 28, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) a global data, analytics and technology company, and Qlarifi, the first real-time consumer credit database purpose built for Buy Now, Pay Later lending, are partnering to conduct a joint study on the impact of BNPL reporting on credit risk assessments and fraud prevention. Qlarifi Logo According to a recent survey, more than 50% of U.S. consumers currently use BNPL for payment and 35% are planning on increasing their use in 2025. As ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 001-06605 | EQUIFAX INC. | | | | | | --- | --- | --- | --- | --- | | (Exact name of registrant as specified in its charter) | | | ...

Key Takeaways EFX's Q2 adjusted EPS rose 9.9% y/y to $2, topping estimates by 4.2% on $1.5B in revenues, up 7.4%. Workforce Solutions revenues grew 8% to $662.1M and USIS climbed 9% to $521.5M, both beating estimates. EFX lifted Q3 and 2025 revenue and EPS guidance, with 2025 EPS mid-point still below the consensus estimate.Equifax Inc. (EFX) has reported impressive second-quarter 2025 results, wherein earnings and revenues outpaced the Zacks Consensus Estimate.EFX’s adjusted earnings were $2 per share, s ...

Core Insights - Equifax's second-quarter earnings exceeded expectations, driven by growth in non-mortgage-related revenues, particularly in consumer lending and government sectors [2][4][5] - Despite positive results, management maintained cautious guidance due to macroeconomic uncertainties, including tariffs and their effects on interest rates and hiring [3][7] - Mortgage-related activities showed a decline, with inquiries down 8% in the latest quarter, and expectations for a further 13% decrease in the second half of the year [4][11] Financial Performance - The company's revenue for the second quarter reached $1.5 billion, surpassing previous guidance by $27 million, with U.S. mortgage revenues increasing by 14% [4][5] - Non-mortgage revenue growth was noted at 4% for B2B segments, with specific growth in auto lending and financial institutions [10] - Workforce Solutions revenues are projected to grow by 5% through fiscal year 2025, while US Information Systems revenues are expected to increase by 7% [5] Market Conditions - Elevated mortgage rates, consistently above 6.7%, along with high housing prices and low inventory, have contributed to historically low home purchase and refinance activities [11] - The economic environment remains uncertain, impacting hiring trends and overall revenue expectations for the second half of the year [8][11] Future Outlook - The company anticipates potential growth in the mortgage business once refinancing activity picks up, particularly through the integration of traditional and alternative data sources [11][12] - New solutions based on consumer-permissioned bank transaction data are set to launch in the third quarter, aiming to enhance verification processes [9]

For the quarter ended June 2025, Equifax (EFX) reported revenue of $1.54 billion, up 7.4% over the same period last year. EPS came in at $2.00, compared to $1.82 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $1.51 billion, representing a surprise of +1.51%. The company delivered an EPS surprise of +4.17%, with the consensus EPS estimate being $1.92.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectati ...

Equifax (EFX) Q2 2025 Earnings Call July 22, 2025 08:30 AM ET Company ParticipantsTrevor Burns - SVP - Corporate IRMark Begor - CEO & DirectorJohn Gamble - EVP, CFO & COOFaiza Alwy - MD - US Company ResearchKevin McVeigh - Managing DirectorBrandon Barron - Equity Research AssociateArthur Truslove - DirectorScott Wurtzel - SVP - Equity ResearchRyan Griffin - Senior Equity Research AssociateMatthew O'Neill - Managing DirectorSimon Clinch - MD - Financials ResearchCraig Huber - CEO & MDConference Call Particip ...

Equifax (EFX) Q2 2025 Earnings Call July 22, 2025 08:30 AM ET Speaker0Greetings. Welcome to the Second Quarter twenty twenty five Earnings Conference Call for Equifax. At this time, all participants are in a listen only mode. A question and answer session will follow the formal presentation. Please note this conference is being recorded.I'll now turn the conference over to Trevor Burns, Senior Vice President, Head of Corporate Investor Relations. Thank you. You may now begin.Speaker1Thanks, and good morning ...

2Q25 Earnings Review July 22, 2025 Forward-looking Statements This presentation contains certain forward-looking information, including third quarter and full year 2025 guidance as well as our LT Financial Framework, to help you understand Equifax and its business environment. All statements that address operating performance and events or developments that we expect or anticipate will occur in the future, including statements relating to our future operating results, improvements in our IT and data securit ...

NEWS RELEASE Contact: Trevor Burns Kate Walker Investor Relations Media Relations trevor.burns@equifax.com mediainquiries@equifax.com Exhibit 99.1 1550 Peachtree Street, N.W. Atlanta, Georgia 30309 Equifax Delivers Above Guidance Second Quarter Results; Returns Approximately $190 Million Cash to Shareholders ATLANTA, JULY 22, 2025 -- Equifax (NYSE: EFX) today announced financial results for the quarter ended June 30, 2025. ® "Equifax delivered strong second quarter revenue of $1.537 billion, up 8% on a loca ...

ATLANTA, July 22, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced financial results for the quarter ended June 30, 2025. Second quarter 2025 revenue of $1.537 billion up 7% reported and 8% in local currency, and $27 million above the mid-point of our guidance, despite headwinds from U.S. Hiring and Mortgage markets. Second quarter U.S. Mortgage revenue up a strong 14% despite decline in underlying Mortgage market. Workforce Solutions second quarter revenue grew 8%. Verification Services revenue gr ...