贵阳银行，又收罚单

Core Viewpoint - Guizhou Bank has received multiple penalties for compliance issues, with recent fines imposed on its branches due to inadequate diligence in regulatory checks [1][2][3] Regulatory Penalties - Guizhou Bank's Fuquan Branch was fined 300,000 yuan for failing to perform due diligence in the "three checks" process, and the branch manager received a warning [2][3] - The Longli Branch was fined 350,000 yuan for similar reasons, with its branch manager also receiving a warning [2][3] Financial Performance - In the first half of 2025, Guizhou Bank reported revenue of 6.50 billion yuan, a decrease of 12.22% year-on-year, and a net profit attributable to shareholders of 2.47 billion yuan, down 7.20% [4][5] - The bank has experienced a continuous decline in both revenue and net profit for two consecutive years [6] Income Sources and Regional Distribution - The bank's non-interest income for the first half of 2025 was 1.58 billion yuan, a slight decrease of 1.22% year-on-year, primarily due to fluctuations in the bond market [6] - The majority of the bank's income is generated within Guizhou Province, with Guiyang contributing one-third of the provincial revenue [6] Asset Quality and Risk Management - As of the reporting period, Guizhou Bank's non-performing loan ratio was 1.70%, an increase of 0.12 percentage points from the beginning of the year [7] - The bank's provision coverage ratio stood at 238.64%, a decrease of 18.43 percentage points, indicating a need for enhanced risk management strategies [7]