大局已定，楼市传来5大好消息，关乎买房卖房人

Group 1 - The real estate market is currently in an adjustment phase, but specific groups may benefit from the situation, whether they are buyers, sellers, or current homeowners [1] - Major first-tier cities like Beijing, Shanghai, and Shenzhen have optimized their housing policies, leading to a structural recovery in the second-hand housing market, with Beijing's second-hand housing transactions reaching 14,153 units as of September 28, showing both year-on-year and month-on-month growth [3] - The new policies have activated housing demand, with significant increases in both new and second-hand home transactions, setting a benchmark for the national housing market [3] Group 2 - The Federal Reserve's interest rate cuts are favorable for the real estate market, creating a more relaxed financial environment that can stimulate housing demand by potentially lowering mortgage rates [5] - Although domestic mortgage rates have not been adjusted, the overall environment is improving, which can enhance developers' financing conditions and reduce costs for repaying foreign debts [5] - Nationwide adjustments to mortgage down payment ratios and interest rates have significantly lowered the barriers and costs for homebuyers, making it a favorable time for those in urgent need of purchasing homes [5] Group 3 - There is still potential for further price declines in many cities, emphasizing the importance of selecting the right city, location, and property for buyers [7] - The competitive market among developers is beneficial for buyers, as it leads to better property features and options, allowing for more time to choose the right home [7] - The ongoing urban renewal initiatives across the country will significantly improve existing conditions, enhancing the liquidity of properties and serving as both an economic growth point and a benefit to people's livelihoods [8]