Checkout.com 获得美国乔治亚州银行牌照正式受理，加速美国市场投资并赢得数字支付市场

Core Viewpoint - Checkout.com has applied for a Merchant Acquirer Limited Purpose Bank (MALPB) license in Georgia, demonstrating its commitment to establishing a robust payment platform for enterprise merchants in the U.S. market [1][5]. Group 1: License Impact - Once approved, the MALPB license will enable Checkout.com to connect directly to U.S. local card networks and operate independently as an acquirer, enhancing operational control and merchant experience [3][4]. - The acquisition of the MALPB license is a significant milestone in Checkout.com's growth trajectory in the U.S., where it has captured 15% of global business volume since entering the market in 2021 [3][4]. Group 2: Business Growth - In 2024, transaction volume in the U.S. is expected to grow by over 80%, outpacing all other regions globally, with a net revenue growth target of over 30% for its core business [3][4]. - The company anticipates that e-commerce payment processing volume will exceed $300 billion by 2025 [3]. Group 3: Strategic Developments - The new license will coincide with the establishment of a new office in Atlanta, a strategic hub for payments and banking in the U.S., complementing existing offices in New York and San Francisco [3][4]. - Checkout.com is also expanding its capabilities in North America, recently entering the Canadian market [3]. Group 4: Leadership and Vision - Jordan Reynolds has been appointed as the CEO of the new Atlanta office and head of North American banking operations, bringing extensive experience from Elavon, SunTrust, and PwC [5][6]. - The CEO of Checkout.com, Guillaume Pousaz, emphasized that the MALPB license will act as a catalyst for growth in the U.S., which is projected to become the company's largest single market by the end of 2027 [6].