Jim Cramer Believes Affirm is a Good Stock to Own

Company Overview - Affirm Holdings, Inc. (NASDAQ:AFRM) is a payment platform that allows consumers to split purchases over time through its point-of-sale solutions and mobile app [2]. Investment Perspective - Jim Cramer highlighted Affirm as a stock worth owning, praising its CEO Max Levchin for his intelligence and capability, despite skepticism from some investors about the company's future progress [1]. Market Comparison - While Affirm is recognized for its potential as an investment, there are opinions suggesting that certain AI stocks may offer greater upside potential and carry less downside risk [3].