2025年9月 英国房价指数报告：平均房价27万英镑，年增值仅1.4%

Core Insights - The average house price in the UK as of August 2025 is £271,000, reflecting a year-on-year increase of 1.4% or £3,870 [1][11] - Uncertainty surrounding potential tax changes from the upcoming autumn budget is impacting buyer behavior, particularly in the high-value property market [3][8] Price Trends - The average house prices for June, July, and August 2025 were £270,100, £271,100, and £271,000 respectively, with an annual change of £3,870 [4] - The inflation rate for UK house prices stands at 1.4%, down from 1.9% in December 2024, indicating a slowdown in price growth [9][11] Property Type Performance - Average prices for different property types in August 2025 are as follows: - Apartments: £192,000, down £1,230 year-on-year - Terraced houses: £240,200, up £4,980 year-on-year - Semi-detached houses: £277,500, up £7,090 year-on-year - Detached houses: £452,300, up £6,850 year-on-year [5] High-Value Property Market - Demand for high-value properties (over £1 million) has decreased by 11% compared to the same period last year, while properties over £500,000 saw a 4% decline in demand [6][8] - New listings for properties over £1 million have dropped by 9%, and those over £500,000 have decreased by 7%, indicating sellers are also hesitant to enter the market [8] Regional Variations - The southern regions of England, including London, are experiencing the weakest price growth, with some areas showing increases of less than 0.5% [11] - The North West region has seen a year-on-year price increase of 3.1%, while Northern Ireland has the highest increase at 7.9% [11] Mortgage Rates and Market Activity - Mortgage rates have stabilized between 4% and 5%, contributing to a recovery in housing market activity [12][15] - Recent changes in affordability rules allow buyers to borrow approximately 20% more than six months ago, boosting demand, especially among first-time buyers [15] - As of September 21, 2025, the average number of homes for sale has increased by 20% compared to 2023, with an 8% rise from the previous year [15]