香港积金局：截至2025年9月底强积金总资产首次突破1.5万亿港元

Core Insights - The total assets of the Mandatory Provident Fund (MPF) in Hong Kong have surpassed HKD 1.5 trillion, reaching a temporary figure of HKD 1.53 trillion as of September 2025, marking a significant milestone for the MPF system [1] - The increase in total assets this year includes over HKD 200 billion attributed to net investment returns, indicating strong performance in the accumulation of retirement savings [1] - The average net returns for stock funds and mixed asset funds over the past 12 months were 18.8% and 10.6%, respectively, with long-term annualized net returns since the MPF's inception at 5.1% and 4.5% [1] Investment Strategy Performance - The Default Investment Strategy (DIS), known as the "lazy fund," has shown an average net return of 9.8% over the past 12 months and an annualized net return of 6.8% since its launch in 2017 [2] - Both the DIS and other fund types have outperformed the annualized inflation rate of 1.8% since the implementation of the MPF system and the introduction of DIS [2]