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不出5年,国内贬值最快的不是现金,而是这4样东西,普通家庭要注意
Sou Hu Cai Jing·2025-10-08 06:02

Core Viewpoint - The rapid devaluation of cash in China is anticipated over the next five years due to severe monetary overproduction by the central bank, with M2 money supply reaching 331.98 trillion yuan, a year-on-year increase of 8.8%, while consumer prices are experiencing deflation, indicating a trend towards economic contraction [1][3]. Group 1: Economic Trends - The monetary overproduction is primarily due to excess liquidity within the financial system that is not reaching the real economy, leading to a perception of cash scarcity [3]. - The slowdown in income growth and shrinking consumer demand are contributing to economic deflation, resulting in significant inventory accumulation for businesses, forcing them to lower prices to recover funds [3]. Group 2: Asset Devaluation - Real estate prices are expected to continue their downward trend, with the average price of second-hand residential properties in 100 cities dropping to 13,381 yuan per square meter, a year-on-year decrease of 7.38%, marking 41 consecutive months of price decline [5]. - The automotive industry is facing a price war, with domestic mid-range cars dropping by 20,000 to 30,000 yuan and luxury imports seeing reductions up to 90,000 yuan, while second-hand electric vehicles are depreciating rapidly [8]. - The value of university degrees is declining due to an oversupply of graduates, with 12.22 million expected to graduate in 2025, and a lack of practical experience among graduates making them less attractive to employers [10]. - The collectibles market is experiencing a downturn, with significant price drops in items like the panda stamp and modern artworks, as reduced disposable income limits demand for such investments [13].