刚需必看！2025年购房避坑指南：买旧买大不买三！

Core Insights - The emerging mantra in the housing market for 2025 is "buy old, buy big, don't buy in third-tier cities," reflecting the current needs of first-time homebuyers [1][10] Group 1: Market Trends - The strategy gained traction after the central bank's new policy on May 17, 2024, indicating a real response to the current housing market environment [2] - There is a notable shift towards the second-hand housing market, with some core cities seeing second-hand transactions surpass new home sales, particularly in cities like Hangzhou and Chengdu [4] - The "buy old" trend is supported by policies promoting "old-for-new" exchanges, enhancing the liquidity of second-hand homes [2][5] Group 2: Housing Preferences - The decrease in down payment thresholds and interest rates post-May 17 has made larger homes more accessible for first-time buyers, with larger units (100-140 square meters) having greater negotiation flexibility than smaller ones (60-80 square meters) [5][6] - The demand for larger living spaces is driven by changing family structures, such as multi-generational living and the need for more room due to having more children [6] Group 3: Regional Disparities - The advice to "not buy in third-tier cities" stems from a significant population outflow and weak industrial support in these areas, leading to high inventory pressures [7][8] - The stark contrast between first and second-tier cities, which continue to attract population inflows, and third-tier cities, which struggle with demand, highlights the importance of location in real estate investment [8][9] - The market is increasingly polarized, with a focus on urban areas that have strong population and industrial foundations being essential for future investment success [9][10]