国信证券联合富达基金推出“国信富达蔚然养老服务”

Core Viewpoint - The launch of "Guoxin Fidelity Weiran Pension Service" by Guoxin Securities and Fidelity Fund marks a significant step in the pension finance sector, aiming to provide comprehensive and professional pension investment solutions for investors [1][2]. Group 1: Partnership and Market Context - The collaboration between Guoxin Securities and Fidelity Fund is a proactive response to the increasing societal focus on pension issues due to China's aging population [2]. - Guoxin Securities is a large national comprehensive securities company with over 10,000 employees, known for its strong market position and customer service capabilities [2]. - Fidelity Fund, part of Fidelity Investments, has extensive experience in pension investment management and has been a leader in the global pension market since the inception of the target date fund in 1996 [2]. Group 2: Service Innovation - "Guoxin Fidelity Weiran Pension Service" combines Guoxin's "Pension Xin Yi Investment" service with Fidelity's professional investment management, creating an innovative supplementary pension investment solution [4]. - The service is designed to address the challenges of traditional pension investment models, which often rely on investor self-discipline and can be disrupted by market fluctuations or personal pressures [4]. Group 3: Behavioral Finance Approach - The "Pension Xin Yi Investment" mechanism transforms each stock or ETF transaction into a trigger for pension savings, automatically transferring a small amount of funds for investment based on predefined rules [5]. - This approach links short-term trading behavior with long-term pension goals, making pension accumulation more frequent, lightweight, and seamless, thereby reducing the psychological barriers to consistent investment [5]. Group 4: Supportive Services - The service emphasizes the importance of continuous, professional, and empathetic support to help investors maintain confidence and stability in their investment behaviors [6]. - "Guoxin Fidelity Weiran Pension Service" reflects a shift from product sales to customer service, addressing the evolving pension needs of residents and enhancing the overall investment experience [6].