融资难如何破解？上海金洽会“园区行”推动金融直达企业

Core Insights - The financing challenges faced by technology and small to medium-sized enterprises (SMEs) due to lack of collateral and insufficient cash flow are being addressed through a "government + park + finance" model in Shanghai [1][2] - As of June 2023, the loan balance for technology enterprises in Shanghai reached 2.33 trillion yuan, a year-on-year increase of 7.75%, while the balance for inclusive small and micro loans was 1.36 trillion yuan, up 11.5% year-on-year [1] - The "Park Tour" initiative launched at the Jin Qiao Conference aims to provide a one-stop financial service for enterprises, enhancing financing efficiency through online and offline integration [3] Group 1 - The Qingpu Industrial Park, hosting the first "Park Tour," covers an area of 56.2 square kilometers and includes national-level development zones, generating over 100 billion yuan in tax revenue [2] - Financial institutions are encouraged to support park development by promoting green finance, technology finance, and innovative financial service models [2] - The Shanghai Financial Office emphasizes the need for financial institutions and industry associations to enhance the financial service system and improve service convenience and precision for SMEs [2] Group 2 - The Jin Qiao Conference has introduced the "Park Tour" to connect enterprises directly with financial institutions, allowing for quick access to policies, products, and financing solutions [3] - The initiative will run from late September to late November across multiple parks in Shanghai, targeting technology enterprises and strategic emerging industries [3] - An online exhibition will continue until September 2026, showcasing financial products, policies, and park development updates [3]