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RedCloud’s RedAI Platform Breaks $2T Inventory Trading Barrier with Immediate Payments & Working Capital

Core Insights - RedCloud Holdings plc has announced partnerships with Mercado Pago in Argentina, Shop2Shop in South Africa, and MoniePoint in Nigeria, integrating its RedAI intelligent trading technology with payment networks that collectively serve over 63 million users [1][12]. Group 1: Partnerships and Integrations - The partnership with Mercado Pago, which serves 53 million active users, will provide instant settlement and real-time reconciliation, along with the first embedded credit offering within the RedAI platform [4]. - Shop2Shop will enable South African customers to make secure payments, replacing cash transactions and enhancing safety for both customers and distributors [5]. - MoniePoint will offer additional payment options for Nigerian customers, facilitating near real-time trade settlements and an anticipated trade finance solution launching in Q4 2025 [6]. Group 2: Market Challenges and Solutions - Digital payment friction is identified as a significant barrier to seamless trade in supply chains valued at $14.6 trillion annually, contributing to a $2 trillion inventory gap [2]. - The new payment options aim to address the challenges of secure and immediate payment methods, which are crucial for inventory trading [3]. Group 3: Future Developments - The partnerships are part of a broader strategy to create a RedAI Universal Payments Protocol (UPP), which aims to unify various payment methods into a single API for enhanced trade efficiency [7].